Friday Frustrations – Insurance red tape
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Welcome to Friday Frustrations, a weekly blog carnival dedicated to getting things off our chests. If you would like to participate, grab the button and enter your Friday Frustrations link on Mr. Linky. You can write about several frustrations or just one. It’s up to you.
You don’t need to pick the same topic as I do.
I’m grateful for the fact that both my husband and I live in a country with medicare. I didn’t have to worry about paying a ton of money to deliver both my sons or when I got my appendix out.
For those items (medications etc..) that are not covered, both my husband and I are covered with our work plan. In theory, this is a good deal. Since I changed companies 2 years ago, thus changing my group benefits, it’s been a different story.
For some reason, this company loves rejecting almost all my claims. Yesterday I received the money that I claimed for the last 6 months of expenses. I claimed over $600 in expenses for medications and vaccines and received $52.98 back. Thank goodness for coverage or I would have been $52 short. If I were talking you’d hear the sarcasm.
What’s worse is that I called before and was told that it would be covered. Only 1 claim was accepted, which I don’t call covered. When I called to ask them about it, the lady on the phone practically called me a liar and didn’t believe that I had been told it was covered. It’s not my fault that the first time I called, I spoke to someone who didn’t know what she was talking about. So now I have to send them to my husband’s insurance and pray that they accept it.
I know I shouldn’t complain because I still get the biggest expenses covered but it’s just a pain to be told one thing and then it not happen. I don’t think that Insurance companies are trained in Customer Service either. No offense to anyone reading this in the Insurance Industry. I don’t mean to discriminate. I’m just frustrated.
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Hi Maria, I’m back to your FF. I’ve always heard good things about Canada’s medical coverage. At least, that’s one good thing going for you… but $52 out of $600? Arghhhh.
I heard good things and bad things about Canada’s health coverage. I guess you’ll have to start recording conversations with the ins. Co.
Grampy´s last blog ..Maya’s Fishing trip
Hi there.
I can see why you’re frustrated.
I just wanted to thank you for participating in the July Comment Challenge. Be sure to stop by sitedandblogged.com this weekend and enter how many comments you have made for the weekend to see if we can hit 1000 as a group.
thanks!
Harriet
Health insurance has major issues that need to be addressed! We have no health insurance because it just simply costs way more than we can afford.
I hope your husband’s insurance covers it for you!
Have a great weekend!
~A Lil Enchanted~
LaShan´s last blog ..Friday Frustrations…. Me
You have to pay for vaccines??? Thats one thing I would NEVER spend money on. Go natural!
Amanda´s last blog ..The Great Marshmallow Debate of 2009
I can feel your frustration. I remember my mom’s health card rejecting our claims for coverage before and my sister and I fought hard to settle it.
I hope things be better for you today.
SweetKooki´s last blog ..Friday Frustrations: Hot-heads at home
Hello there my friend. I don’t blame you for getting upset about your insurance. If I were in your shoes I would felt the same. I am just lucky that I have a good insurance company. I covered my husband because he doesn’t have insurance in his work because he is self-employed. It is really superb expensive without having insurance specially here in the US. You may loss everything you have if you don’t have health insurance. Thanks for sharing this infos. Hope everything will be fine. Take care.
Hey Maria! I missed Friday Frustrations.. I was so caught up with reading Breaking Dawn, I have forgotten what I was frustrated about this week.. LOL.. but am here to check yours out..
I know how frustrating that can be! And I know what you mean about Insurance Reps not trained in customer service, I hate it when they make us sound like were lying, I mean sure some people do that, but not all.
hugs!
and here’s a tag for you..
http://anefallarme.blogspot.com/2009/07/i-have-been-tagged-by-mariuca-not-too.html
Ane´s last blog ..Thursday Thirteen: 13 Things I Am Looking Forward To this July*